Monday, December 28, 2009
7 am - Perpetual LMS (who is acting on behalf of ANZ) informs our solicitor that they are not authorized by ANZ to complete settlement. Mortgage agent contacts ANZ, reminding them that they will be costing us $3000+ if they don't settle today, and we'll be asking for compensation. Our solicitor had already informed Perpetual the previous day that we would be asking for $3000+ if they didn't settle today.
9 am - ANZ realizes they had indeed not authorized Perpetual to settle, and arranges to settle at 3pm the same day
4 pm - Much to everyone's surprise, the land is settled!
Our contribution ended up being much less than we had budgeted for, so we now have quite a bit of money left over, despite our best attempts to spend it over christmas. Things are looking good. I've informed our Metricon CSC about the settlement but he's on holiday no doubt.
Sunday, December 20, 2009
The theory is that everyone heads on down to the vendor's place and hands over a bunch of cheques and titles and everyone goes home happy. But the cheques need to be for the right amount of money, which is not so straightforward. Especially when the company handling the transaction for the bank is in Bangalore and doesn't return calls. Seems like a good example of outsourcing blame - if something goes wrong it's not the bank's fault, it's the fault of this other company.
Monday, December 14, 2009
Our solicitor advised that the people handling settlement for the bank have in the past forgotten to bring bank cheques to settlement, and that they would prefer that we send the money to them rather than via the bank, so that's what we're doing.
Now back to waiting again..
Monday, November 30, 2009
Things will be a bit tricky as we still don't have final signed bank documents, and my dad (who needs to sign them) is leaving the country at the end of this week.. everything else is looking good though. I'm able to transfer money for settlement at a moment's notice, thanks to internet banking, and the account the money needs to be in is all set up.
Sunday, November 22, 2009
Friday, November 6, 2009
And this picture is looking over our crossover, with my dad on the left :) The houses across the road are in stage 11, ours is stage 12.
We also have photos of the rest of the property but there's not much to see apart from dirt. Dirt with a slight gradient from the back to the front of the property, as the fall plan specifies.
Friday, October 23, 2009
Then we wait .. we've been told that the land won't be ready until December now, so looks like it'll be a while before we see any action.
Friday, October 9, 2009
I just had a chat with someone I know who is a building inspector, who I am planning to have inspect my house when it's built next year.
What he recommended was:
- If we have a raft slab, have an inspection after it's been setup but before it's poured. He said we might need to write this into the contract that we need to inspect before pouring. But this is not so important if it's a waffle pod, because those are easier to get right, whereas the majority (he may even have said all) of raft slabs have problems. He needs the builder to provide engineering plans for this.
- The next important stage is frame - this needs to be inspected before it's covered up.
- Lockup and Fixing stages are not so important, as most issues here can also be picked up during a final inspection. However he gives a discount for these inspections if Final is also done, for the same reason that most issues found will be the same ones.
- For the final inspection he suggests I walk around with him and we inspect at the same time.
The other thing he mentioned is "workmanship", which he says is typically not included in a contract. He said it's much better if you can get the builder to include a workmanship clause in the contract, which I have not unfortunately. The problem with not having such a clause is that if the builder does a shoddy job that still passes the standards, they can say they have fulfilled the contract..
So what I have done is asked my builder what kind of slab we actually getting, as the contract specifies "raft/waffle pod slab".
If you're wondering what on earth a waffle pod is, check http://www.wafflepodpeople.com.au/
Friday, October 2, 2009
- Splashback cannot be provided above the window due to the configuration of the Kitchen. You would have joins in the glass which will look untidy and attachment to the plaster wall above the window is not guaranteed as there is no architrave around the window for the glass to sit on.
- If we heightened the Kitchen window then the bottom of the rangehood would need to be raised also. We can heighten the window providing the overhead cupboards are continued across the front of the rangehood and we provide a Baumatic 700mm GE87000U undermount rangehood. Cost would be $310
Saturday, September 26, 2009
- Caesarstone benchtop in kitchen, 20mm cat 2 (we chose Glacier)
- Glass splashback in ktichen, cat 1 (actually this is only 200mm high. What a joke)
- Over fridge cupboard
- Cat 3 cabinet handles to kitchen
- Remote control to garage
- 4 zone security system
- Colour video intercom to entry
- Locks to all openable windows
- Flyscreens to all openable windows
- Ovelle Spa bath (this had to go in the main bathroom, our ensuite is too small)
- Caesarstone benchtop to ensuite, 20mm cat 2 (Night Sky)
- WIR fitout to master bedroom - hanging rails, shelving, drawers, shoe shelves.
- WIR fitout to other bedrooms - hanging rails, shelving, drawers.
- 2100mm tiling to ensuite
- Caroma Liano semi-recessed sinks (promotion gives choice of countertop, semi-recessed or fully recessed)
- Cabinet to ensuite (with 2 mirrors one on either side)